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Meet With The Best Credit Cards !
American Express SmartEarn™ Credit Card
Fees & List of all charges
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Joining Fees: Rs 495 + GST
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Annual Fees: Rs 495 + GST from Second Year onwards
The American Express Membership Rewards® Credit Card
Fees & List of all charges
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Joining Fees: Rs 1,000 + GST
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Annual Fees: Rs 4500 + GST
AU Altura Plus Credit Card
Fees & List of all charges -
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Joining Fees: Nil
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Annual Fees: Nil
ICICI Bank Credit Card
Fees & List of Charges -
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Joining Fees: Lifetime Free (Depending upon the card selected)
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Annual Fees: Lifetime Free (Depending upon the card selected)
SBI IRCTC Credit Card
Fees & List of all charges
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Joining Fees: Rs 500+GST
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Annual Fees: Rs 300+GST
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Annual Fee waiver: On spends more than Rs 2,00,000 annually
​IDFC First Power Credit card
Fees & List of all charges
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Joining Fees: Rs 199 + GST
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Annual Fees: Rs 199 + GST
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Annual Fees will be waived off on crossing Rs 50,000 spends in the previous anniversary year
IDFC First Power Plus Credit card
Fees & List of all charges
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Joining Fees: Rs 499 + GST
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Annual Fees: Rs 499 + GST
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Annual Fees will be waived off on crossing Rs 1,50,000 spends in the previous anniversary year
IDFC Club Vistara Credit Card
Fees & List of all charges
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Joining Fees: Rs 4999 + GST
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Annual Fees: Rs 4999 + GST
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Interest rate: 0.75-3.5% per month
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Interest-Free ATM Cash Withdrawal: On Domestic and International ATMs for upto 48 days
HDFC Bank IRCTC Credit Card
Fees & List of all charges
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Joining Fees: Rs 500 + GST
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Annual Fees: Rs 500 + GST
SBI Cashback Credit Card
Fees & List of all charges
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Joining Fee: Rs 999 + GST
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Annual Fee: Nil for First year, Rs 999 + GST - Second year onwards
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Annual Fees will be waived on annual spends of Rs 2 Lacs
HSBC Cashback Credit Card
Fees & List of all charges
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Joining Fees: Rs 999 + GST
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Annual Fees: Nil for First year, Rs 999 + GST Second year onwards
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Annual Fees will be waived on annual spends of Rs 2 Lacs
HDFC Bank Marriott Credit Card
Fees & List of all charges
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Joining Fees: Starting at Rs 3000 + GST
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Annual Fees: Starting at Rs 3000 + GST
SBI Simply Click Credit Card
Fees & List of all charges
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Joining Fee: Rs 499 + GST
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Annual Fee: Rs 499 + GST Second year onwards
SBI Simply Save Credit Card
Fees & List of all charges
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Joining Fee: Rs 499 + GST
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Annual Fee: Rs 499 + GST Second year onwards
SBI Prime Credit Card
Fees & List of all charges
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Joining Fee: Rs 2999 + GST
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Annual Fee: Rs 2999 + GST Second year onwards
SBI BPCL Credit Card
Fees & List of all charges
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Joining Fees: Rs 499 + GST
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Annual Fees: Rs 499 + GST from second year onwards
Axis IOCL Rupay Credit Card
Fees & List of Charges -
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Joining Fees: Rs 500 (excluding GST)
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Annual fees: Rs 500 (excluding GST)
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Annual fees waiver: Rs 50,000 spends in one calendar year
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Interest rate: 3.6% per month
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Cash Withdrawal charges: 2.5% (Min Rs 500)
Axis Atlas Credit Card
Fees & List of all charges
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Joining Fees: Rs 5000 + GST
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Annual Fees: Rs 5000 + GST
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Interest rate: 3.6% per month
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Cash Withdrawal charges: 2.5% (Minimum Rs 500)
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Card Replacement charges: Nil
Standard Chartered Smart Credit Card
Fees & List of all charges
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Joining Fee: FREE
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Annual Fee: Rs 499 + GST
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Renewal fee reversed on spends greater than Rs 1,20,000 in the previous year
​Standard Chartered Platinum Rewards Credit Card
Fees & List of all charges
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Joining Fee: LIFETIME FREE
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Annual Fee: NA
Axis LIC Signature Credit Card
Fees & List of all charges
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Lifetime FREE Credit Card
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Joining Fees: Nil
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Annual Fees: Nil
HDFC Shoppers Stop Credit Card
Fees & List of all charges
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Joining Fees: Rs 299
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Annual Fees: Rs 299
Kotak League Platinum Credit Card
Fees & List of all charges
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Lifetime FREE Credit Card
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Joining Fees: Nil
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Annual Fees: Nil
Axis MyZone Card
Fees & List of all charges
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Lifetime FREE Credit Card
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Joining Fees: Nil
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Annual Fees: Nil
Axis Magnus Credit Card
Fees & List of all charges
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Joining Fees: Rs 12,500 only
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Annual Fees: Rs 12,500 + Taxes
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Interest rate: 2.5% per month
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Annual Fee Waiver: On spending Rs 25,00,000 or more in the preceding year
​Axis Vistara Platinum Credit Card
Fees & List of all charges
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Joining Fees: Rs 1,500+GST
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Annual Fees: Rs 1,500+GST
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Interest rate: 3.6% per month (52.86% per annum)
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Cash Withdrawal charges: 2.5% or Rs 500, whichever is higher
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Card Replacement charges: Nil